CashBack Checking pays cash back on debit card purchases — all for just a few qualifications!1
Key Features
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Cash Back on Debit Card Purchases
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Refunds on ATM Withdrawal Fees1
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No Monthly Maintenance Fees
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No Minimum Balance Requirements
- Free checking that pays up to $240 a year in cash back1
- Earn up to $20 total cash back per month, including:
- Up to $10/month cash back rewards when qualifications are met.1
- Up to $10/month nationwide ATM withdrawal fee refunds.1
- No monthly maintenance fees.
- No minimum balance to earn rewards.
- Free digital banking2 services, including:
- Free Mastercard® debit card
- $10 minimum deposit to open
It's Easy to Earn Your Rewards
It's so easy to qualify, you're probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your CashBack Checking account during each monthly statement cycle:
- At least 1 direct deposit
- At least 12 Monson Savings Bank debit card purchases
- Be enrolled in and agree to receive eStatements
If you don't qualify, don't worry — your account is still free, and you can get right back to earning rewards the very next cycle.
1Minimum to open is $10. Qualifications: To earn cash back and nationwide ATM fee refunds each month, each monthly statement cycle you must meet the qualifications of at least 12 Monson Savings Bank debit card purchases post and settle, have at least 1 direct deposit post and settle, and be enrolled in and agree to receive e-statements. When monthly qualifications are met, you receive 10¢ for every “PIN-based” Monson Savings Bank debit card purchase transaction, 20¢ for every “signature-based” Monson Savings Bank debit card purchase transaction, and 10¢ for every bill paid through our online bill pay service, up to a total cash back of $10 per monthly statement cycle, posted to your account on the last day of the monthly statement cycle. We will also reimburse up to a total of $10 in domestic ATM fees incurred during the monthly statement cycle if qualifications are met within the monthly statement cycle. Qualifying transactions must post to and settle account during monthly statement cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM processed transactions and transfers between accounts do not count as qualifying transactions for purposes of earning rewards within this account. Cash Back rewards are subject to 1099 tax reporting. No monthly service charge. Available for personal accounts only. Limit one account per tax owner. NSF and overdraft fees may apply.
2Third party internet fees may apply. Mobile banking is free but check with your carrier about fees for accessing the internet or sending/receiving text messages from your phone. Not all phones supported.
