We understand and address the needs of our municipal customers by providing exceptional products and services tailored to meet their needs.
Key Features
- Free Digital Banking
- Free Debit Card
Municipal Checking
- Competitive interest on balance
- No monthly maintenance fee
- Unlimited transactions
- Free business digital banking services, including:
- Free business online banking & bill pay
- Free business mobile banking
- Free business eStatements
- Free Mastercard® business debit card
- $10 minimum deposit to open
Municipal Investment Savings
- Competitive rates
- No monthly service fees
- Free business digital banking services, including:
- Free business online banking
- Free business mobile banking
- Free business eStatements
Municipal Certificates of Deposit (CDs)
- Fixed rates, higher than standard savings
- Have peace of mind knowing all deposits are fully insured by the FDIC and DIF.
- Set aside for future savings goals
- A wide range of terms available (from 3 months to 42 months)
- No setup or maintenance fees
- Early withdrawals subject to penalty
- Convenient automatic renewals
- $1,000 minimum deposit to open
Cash Management
- Remote Check Deposit
- ACH Origination
- Positive Pay
- Sweep Accounts
- Municipal Sub-Accounting Reports
- Ideal for Municipalities with a large number of Trust Funds, Special Revenue Funds, Enterprise Funds, Stabilization, and CPA Accounts, etc. A monthly summary of all credits and debits and interest makes reconciliation timely.
- Lockbox Processing
- Bank@Work Program
- Business Debit Cards
- Business Credit Cards
- Merchant Card Services
- Municipal Lending